Often, yes. Canadian cyber insurers ask about multi-factor authentication (MFA) on the application, and an insurance trade publication reported in 2022 that they were requiring it before qualifying a business for coverage. Whether it is a condition of your own policy is set by your insurer’s application and policy wording, so the answer you sign has to match what is actually switched on.
Read the full answer →O. Reg. 51/26 is Ontario’s cyber security regulation for school boards, colleges and universities, Group A, B and C public hospitals, the University of Ottawa Heart Institute and children’s aid societies, in force since 1 July 2026. Each must run a cyber security program, name two senior contacts, complete a first maturity assessment by 1 July 2027 and report critical incidents within 72 hours of confirming them.
Read the full answer →For a small business with one website, one email domain and a few servers, our security audit report usually lands two to three weeks after the scope letter is signed; bigger or more spread-out systems take longer. A maturity assessment for an Ontario public body runs on its own clock, set mostly by how prepared the organization is, and the timeline for either one is written into the scope letter before work starts.
Read the full answer →A cyber security maturity assessment rates how well an organization manages cyber security today, area by area, and shows what to improve next. Ontario’s provincial tool is built on NIST Cybersecurity Framework 2.0 with Ontario-specific adaptations and rates more than 100 statements from Level 0 (non-existent) to Level 5 (optimized). Under O. Reg. 51/26, school boards, colleges, universities, children’s aid societies and covered public hospitals must complete one.
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